Professional Liability Insurance
Also known as "Errors and Omissions Insurance", it is an excellent form of protection for businesses and individuals who are paid for their expertise in a field in the event that a client holds them responsible for a service they provided, or failed to provide, that did not have the expected or promised results.
This provides coverage not only for the costs of defending the insured but may also provide indemnity to compensate a third party who has suffered damages as a result of an error or accidental omission of the insured. It offers protection to enterprises or individuals whose clients could claim damages resulting from malpractice during the performance of services or the provision of advice.
General Liability Insurance
General liability insurance allows you to protect your business in the event that you are legally responsible for injury or damage to property of a third party (client) caused by your product or by an accident.
Property insurance can cover all property owned by you and that you use for your business operations. Such insurance protects your investment against direct damage caused to your property as a result of a covered loss.
Legal Expense Insurance
Legal expense insurance is a unique product that helps individuals and business owners defend or pursue legal action if they have a dispute with another party. With legal expense insurance coverage, policyholders have access to legal advice and guidance, plus the security of knowing the costs of pursuing legal action will be covered.
Legal costs include items such as lawyers’ fees, charges for disbursements and the opponent’s legal costs should you lose and be required to pay them.
Crime insurance protects from loss of money, securities, or inventory resulting from crime. Common Crime insurance claims allege employee dishonesty, embezzlement, forgery, robbery, safe burglary, computer fraud, wire transfer fraud, counterfeiting, and other criminal acts.